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Profitable Growth For This AI Lending Platform

Green credit card close-up with silver chip. Text: Aerolink, Aisha Rodriguez, digits. Simple design, tilted on black background.

Summary

  • Record loan volumes and expanding margins highlight the platform’s successful shift to profitable growth.


  • AI-driven underwriting and a broad partner network provide a unique, scalable fintech model that is more resilient through credit cycles.


  • Multiple new bank and fintech partnerships are in the pipeline, along with cross-selling of new products, which could fuel the next leg of volume growth.


  • Despite this momentum, the stock trades at only ~6–7× forward EBITDA (far below peers), offering significant upside as the market catches on.


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